Credit Data CRB® is a Malawian company with a strong understanding of the local market.
The information we provide is reliable because of our understanding and experience operating in the local market.
Where we're coming from
Credit Data Reference and Debt Management Limited was incorporated on the 17th of March 2005 under the Companies Act, 1984. The Company later evolved to become Credit Data CRB Limited under a special resolution and with the authority of the Minister on 19 November 2010.The evolution was necessary to reflect the renewed focus and strategic drive to become a fully-fledged Credit reference and move away from Debt management which was the main function. The business was established with the mission of sealing the credit information gap that exists in the country between credit providers and their existing and potential clients.
To fulfil this mission Credit Data CRB was licensed by The Reserve Bank of Malawi in November 2011 having successfully satisfied the application requirements.
Our Data Providers
Our business entails collection of data which assist us to give out credit stories. This data is collected from lending institutions licensed by the Reserve Bank of Malawi, but we also collect credit data from any institution that transact on credit as they carry their businesses.
Since our licensing we have been collecting data from bank, microfinance, insurance, cooperatives, utility institutions, government agencies, and traders.
We have 119 institutions in our portfolio that currently provide us with data.
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"Sealing the credit information gap."
Our mission is to provide credit risk mitigating solutions through sharing of accurate and valid credit information in an ethical, secure and professional manner thereby assisting in enhancing a good credit culture of the nation.
Credit Data CRB is guided by the following core values namely;
We strive to leave an impact on decision making when we provide our product and services
Emphasis on honesty in our service delivery and interactions.
Observation of the highest standards in discharging our duties with zero tolerance to compromised output
Endeavouring to provide our services in a manner that assures our stakeholders of our credibility
To deliver quality in our product and service to satisfy or exceed customer expectations
We handle credit information data in a very secure setup and exchange the same through highly confidential processes bearing in mind the interests of our clients and all stakeholders
Our Board Members
Mrs. Dalitso Gadama
Mr. Simeon Banda
Mrs. Mirriam Nsomba
Mr. Madalitso M'meta
Mrs. Sarafina Lukongolo Jimu
Mr. Francis Fredrick
Mrs. Bridget Muyaya Jumbe