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Trusted by Leading Financial Institutions

Know Who You AreDealing With

We are an African Credit Reference Bureau, operating in Malawi with a strong understanding of the local African market

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Secure and Reliable APIs

Drive InnovationWith Confidence

Integrate real-time credit data into your systems with ease and confidence

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Powering Credit Intelligence

Make InformedCredit Decisions

Access comprehensive credit history data to evaluate creditworthiness and reduce lending risks

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Innovative Solutions

Building TrustThrough Data

Empowering businesses and individuals with reliable credit information

Our Solutions

Our Services

Comprehensive credit solutions designed to help businesses make informed decisions and manage risk effectively.

Credit Reports

Comprehensive credit history reports for informed decision-making

Credit Monitoring

Real-time monitoring of credit activities and changes

Risk Assessment

Advanced risk analysis and credit referencing services

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Our Solutions

What We Do

As Malawi's leading Credit Reference Bureau, we provide comprehensive credit information services that help businesses make informed decisions.

Credit Data Services

Years of Experience

15+

Credit History Collection & Storage

We maintain comprehensive credit histories for both individuals and institutions, sourcing data from banks, microfinance institutions, and other financial providers.

Growing Strong Together

Our Impact

Our commitment to excellence reflects in our numbers and the trust our partners place in us.

150K+

Credit Reports

Reports GeneratedThis year

90+

Active Clients

CompaniesAcross various sectors

160+

Data Providers

Credit Institutions

75%

Coverage

Market CoverageIndustry leading
Our Commitment

Our Commitment to You

How we approach our relationship with clients and individuals

"We don't exist to make lives difficult. Our reports enhance credit opportunities and help lenders make realistic and manageable credit decisions."

Enhanced Opportunities
Realistic Decisions
Client-Focused
Service Excellence
Latest News

Updates From Credit Data CRB

Stay informed about the latest developments in credit reporting and financial services

Credit Data CRB Launches Research Challenge

Credit Data CRB Launches Research Challenge

On March 26, 2025, at the scenic Moneymen Park in Blantyre, Credit Data CRB took a bold step toward shaping the future of financial inclusion in Malawi under the Agenda 2063 framework. Surrounded by bright, ambitious students and esteemed guests, we officially launched this Initiative, inviting final-year students to conduct research and write dissertations that could drive meaningful change in our financial sector.

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HESLGB SIGNS AN AGREEMENT WITH CREDIT DATA

HESLGB SIGNS AN AGREEMENT WITH CREDIT DATA

In August 2018, the Higher Education Students’ Loans and Grants Board (HESLGB) signed an agreement with Credit Data, a Credit Reference Bureau.

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RESEARCH CHALLENGE PROPOSAL SUBMISSION EXTENDED

RESEARCH CHALLENGE PROPOSAL SUBMISSION EXTENDED

The deadline for submitting research proposals has been extended to 31st July 2025 to give more students the opportunity to participate without stress.

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A GLOBAL PLATFORM FOR TRANSFORMATIVE DIALOGUE  IN CREDIT REPORTING

A GLOBAL PLATFORM FOR TRANSFORMATIVE DIALOGUE IN CREDIT REPORTING

Our Managing Director, Patricia Mwase will be representing Credit Data and Malawi at large at the International Committee on Credit Reporting Meeting in Cape Town, South Africa.

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SUMMARY OF CREDIT REPORTS CONSUMPTION IN THE YEAR 2024

SUMMARY OF CREDIT REPORTS CONSUMPTION IN THE YEAR 2024

In 2024, credit report consumption hit 385,959—up 52% from the previous year. Microfinance led with 266,718 reports, followed by banking at 117,829. Cooperatives saw the highest growth rate at 206%.

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HESLGB is now authorized to share information about loan defaulters with Credit Reference Bureaus

HESLGB is now authorized to share information about loan defaulters with Credit Reference Bureaus

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Get in Touch

Contact Us

Have questions about our services? Our team is here to help you make informed credit decisions.

Address

P.O. Box 32153, Blantyre, Malawi.

location

Ground floor, Umoyo House

phone

+265 211 831 388 / +265 99 66 88 134

email

customercare@creditdatamw.com

hours

Mon - Fri, 8:00 AM - 5:00 PM